New to Canada? Build a credit file from day one.
Your credit history doesn’t follow you across the border. In Canada you start from zero — and without a file, renting, financing a car, or even a phone plan can be harder than it should be. iBoost helps you establish a Canadian credit history the right way.
Starting over, on paper
When you arrive in Canada, lenders and landlords can’t see the years of responsible payments you made elsewhere — there’s simply no Canadian record to look at. The faster you build a Canadian file, the sooner the bigger deposits, co-signers, and secured-only options fall away.
A clear path to a Canadian credit file
A Canadian file that builds from month one.
You start with no Canadian history. iBoost creates account activity reported to the major bureaus, so a file forms in your name month after month — the record landlords and lenders actually check.
- Reports to Equifax
- No existing credit history needed to start
- Autopay keeps you consistent, every month
- Cancel anytime — no penalties
Watch your profile take shape.
Starting from zero is hard to picture. iBoost shows your building profile as a strength that grows — so you can see the distance you’ve covered, not just imagine it.
- A clear view of your building profile
- Understand where you stand today
- Track month-over-month growth
- Built for Canada
You’re in the building stage — keep the streak going.
Learn the Canadian system as you go.
Credit works differently here, and nobody hands newcomers a manual. iBoost explains it in plain language — so you’re making informed decisions, not guessing.
- Plain-language lessons, no jargon
- Tailored to newcomers
- Budgeting tools to keep utilization healthy
- Built by people with 20+ years in finance
A Canadian credit file is the key to settling in.
Start building yours today.
No existing credit history needed. First bureau report within 30 days. Cancel anytime.
Not ready for a paid tier? Start free instead.